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Checking Rates

Rates accurate as of June 3, 2023

Types	Minimum to Open	# of Debit Transactions	Dividend	APY^	Min Bal to Earn Dividend
Vertical Checking*	$25	15+	3.40%	3.45%	N/A
Platinum Rewards Checking**	$25	15+	0.005%	0.005%	$500
Business Dividend Checking	$100	N/A	0.005%	0.005%	$1,000
Classic Checking	$25	N/A	0.005%	0.005%	$500
Classic Debit Checking	$25	N/A	0.005%	0.005%	$500
Health Savings Checking	N/A	N/A	1.99%	2.01%	$500
Investor Checking	$25	N/A	tiered dividends based on account balance
$1,000 - $9,999	-	-	0.10%	0.10%	$1,000
$10,000 - $24,999	-	-	0.15%	0.15%	$10,000
$25,000 - $49,999	-	-	0.25%	0.25%	$25,000
$50,000 or more	-	-	0.25%	0.25%	$50,000

Annual Percentage Yield accurate as of June 3, 2023. Rate subject to change. Fees or other conditions could reduce earnings on the account. Applicable on balances up to $20,000. 3.45% APY dividend will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day. To help you balance your checkbook, click here to open a check reconciliation form along with error resolution notification information. Must meet account requirements to receive ATM fee reimbursement. ATM fee reimbursement limited to $15 per account per month.