We are your mortgage experts.

Liberty FCU offers an extensive selection of mortgage products designed to better meet your needs. Whether you’re looking to purchase, build, or refinance, we offer a program guaranteed to save you money. Our experienced team excels at helping you find the best option for your needs, along with fast, responsive service from pre-approval through closing.



We are committed to offering your lowest rate. If you find a lower rate, we’ll match it.1



Pair your mortgage loan with your Liberty FCU checking account and debit card and receive a 1/8% APR interest rate discount.



Receive up to a $500 gift card to spend anywhere on closing of your purchase or construction loan.3


We offer programs to suit your housing budget


Liberty FCU offers first-time homebuyer programs, low down-payment options, and a no-PMI product.


Looking to build a new home? Don’t miss the exclusive benefits of a Liberty FCU construction loan.


Refinancing is an effective way to reduce interest rates or assist homeowners who need to raise funds through their home equity.

Nationally Recognized by Kiplinger and InvestopediaNationally Recognized by Kiplinger and Investopedia

What our members are saying

"The credit union helped me find the right program, a great rate, and they were very helpful and informative every step of the way. I was amazed by how quick and easy they made the entire process. The $500 gift card at closing was also a nice addition to an overall wonderful home financing experience."

Jeff Warren, Evansville

"When my husband and I first started thinking about building a home, we spoke to friends who had been through the process. We learned that you definitely want to choose the right partner. Liberty FCU has a fantastic construction program, particularly with the one-time close feature. They really made the process easy for us. It was a great experience."

Tammy Wittenbraker, Newburgh

“I wanted to thank you for the outstanding job you did on getting my loan approved and closed. It was truly the best banking experience I have ever had! This loan has made our lives easier financially and given us the ability to provide the things my wife and I want for our family.”

Jason Melton, Evansville

"We switched our accounts to Liberty FCU a few months ago, but have quickly done a lot of business with you. We got a mortgage on a new home we bought with a bridge loan—which allowed us to buy the new home without first selling our current home. Our mortgage officer has gone above and beyond several times. Your company's customer service—and products and services in general—have been amazing!"

Abbey D., Evansville

Contact us for a free consultation

Our mortgage experts excel at finding the best option for each member’s needs. Contact us or apply today!


You don’t have to be a teacher to take advantage of our services.
Simply apply online today to get started.


Click here for a list of our employees registered through the Nationwide Mortgage Licensing System (NMLS) as of March 30, 2023 11:45 am.

1Rate Match Guarantee available for new purchases and refinanced first mortgage loans of primary residences with conventional conforming financing. Certain product exclusions may apply. Offer valid only for lenders compared in a physical location within 50 miles of any Liberty FCU office. Loan Estimate from competing lender must be dated and received within three calendar days prior to locking your interest rate at Liberty FCU. The terms of the competing loan must be identical to Liberty FCU’s loan. If the loan does not close within the commitment period, the rate match may be voided. This offer is subject to credit approval and may change or terminate without notice. Offer is not applicable to government loans, including FHA, USDA, and VA financing. Rate includes Extra Credit Mortgage discount. Contact a Liberty FCU mortgage loan officer for further details. Liberty FCU mortgage lending product availability may vary based on property location.

2Discount available on conventional conforming financing of purchases for primary residences only. Offer available for new primary mortgage loans and mortgage loans already established at Liberty FCU when refinanced with at least $10,000 new money. Closing costs may apply. Liberty FCU verifies the past checking history of applicants with ChexSystems, a national consumer reporting network. Information obtained from the report could result in checking account denial. Certain product exclusions may apply. Contact a Liberty FCU mortgage loan officer for further details.

3Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 Gift Card. Not valid in combination with any other offer.

Liberty FCU’s Vertical Checking account is listed as a Kiplinger top checking account in February 2021 issue. Kiplinger’s Personal Finance is a registered trademark of The Kiplinger Washington Editors, Inc.
Investopedia December 2020: The 8 Best Joint Checking Accounts of 2020. Investopedia is a part of the Dotdash publishing family.