Past checking account problems making it difficult to open a new one?
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Once you’ve maintained good standing with your checking account for a minimum of 12 consecutive months, you may apply for one of our other checking accounts.
1Opportunity Checking is a non-dividend earning account subject to a monthly fee of $7.50 per month. You may apply for overdraft protection and our free direct deposit, online banking, and bill-pay services. There is no minimum balance requirement, and standard checking fees for non-sufficient funds, stop payments, etc. will apply.