April through June, earn 3x points when you use your Liberty FCU
Platinum Rewards credit card on home improvement purchases including:

Building Materials | Paint and Wallpaper | Flooring | Plumbing Supplies | & More

Triple point categories rotate each quarter:

Bill Payments

Home Improvements



 You’ll also earn 1 point per dollar on all purchases.1 Points are redeemable for brand name merchandise, gift cards, travel, and more!

What is included in each quarterly category?

First Quarter: Recurring Bill Payments

  • Telecommunication Equipment & Telephone Sales
  • Telecommunication Service
  • Cable, Satellite and Other Pay Television and Radio Services
  • Utilities-Electric, Gas, Water, Sanitary
  • Insurance Sales, Underwriting, and Premiums
  • Membership Clubs (Sports, Recreation, Athletic)

Second Quarter: Home Improvement

  • Home Supply Warehouse Stores
  • Lumber and Building Materials Stores
  • Paint, Painting Supplies, Glass/Paint/Wallpaper Stores
  • Plumbing Supplies
  • Rug Stores/Floor Covering Stores

Third Quarter: Travel & Entertainment

  • Airlines, Air Carriers
  • Car Rental Agencies
  • Lodging-Hotels, Motels, Resorts
  • Tourist Attractions and Exhibits
  • Public Golf Courses
  • Amusement Parks
  • Private Golf Courses
  • Sea Life Parks, Aquariums
  • Sports Clubs, Athletic Fields
  • Tour Buses, Travel Agencies

Fourth Quarter: Restaurants

  • Eating Places and Restaurants
  • Food Delivery Services
  • Drinking Places-Bars, Taverns, Pubs, etc
  • Fast Food Restaurants

o% APR2 on balance transfers for six months!

Apply today and you’ll get 0% APR on balance transfers for the first six months. Our Platinum Rewards credit card also offers an introductory rate of only 1.99% APR on new purchases and no balance transfer fees.

No other card matches the benefits of Liberty FCU’s Platinum Rewards credit card:

Liberty FCU's Platinum
Rewards Credit Card
Discover it® CardAmerican Express
Blue Cash Everyday®
Chase Freedom®
3x bonus points on
quarterly categories
2x bonus points on
gas and groceries
Standard points
on every purchase
No maximum for
bonus earnings
No activation required
for bonus categories
Low Variable APR
As low as 13.50%
Starting at 17.24%Starting at 19.24%Starting at 20.49%


APR is accurate as of August 17, 2023 and is based on creditworthiness. Competitor rates effective 08/17/2023. The APR will vary with the market based on the Prime Rate as published in the Wall Street Journal. If you are charged interest, the charge will be no less than $1. Minimum cash advance fee of $5. No annual fee and no balance transfer fee. Certain restrictions apply. 2x points on gas and groceries valid on consumer Platinum Rewards credit cards only. The groceries category may exclude Walmart, Sam’s Club, Target, and other discount stores. 0% APR applicable to balance transfers for the first six months the credit card account is open. 1.99% introductory APR for the first 6 billing cycles. Annual Percentage Rate may vary. If you are charged interest, the charge will be no less than $1. APR for purchases and balance transfers will be 13.50% to 18.00% APR after introductory period based on creditworthiness. Cash advance fee will be 13.50% to 18.00% APR. All Annual Percentage Rates will vary with the market based on the Prime Rate. Balance transfers earn rewards points subject to Liberty FCU discretion. Click here to view our Consumer Credit Card Agreement.