Source: Comparison chart courtesy of Credit Karma Debt Repayment Calculator. Liberty FCU example includes six months at 0% APR, which is applicable to balance transfers on new cards only. Liberty FCU rate accurate as of 12/18/2024. Competitor rates effective 12/18/2024.

0% APR applicable to balance transfers for the first six months the credit card accounts is open. 1.99% introductory APR for the first six billing cycles. Annual Percentage Rate may vary. If you are charged interest, the charge will be no less than $1. APR for purchases and balance transfers will be 10.75% APR to 18.00% APR after introductory period based on credit worthiness. Cash advance fee will be 10.75% APR to 18.00% APR. All Annual Percentage Rate will vary with the market based on the Prime Rate. All payoff calculations assume there are no additional charges, cash advances, balance transfers, or other transactions that would increase the credit card balance.

The double points category may exclude Walmart, Sam’s Club, Target, and other discount stores. Balance transfers earn rewards points subject to Liberty FCU discretion. Click hereto view our Consumer Credit Card Agreement and a comprehensive list of rates and fees.