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Credit Cards
Great rewards, a low rate,
and the local service you deserve!
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Platinum Credit Rewards

Standard points on every purchase, including 3x points on rotating categories 
and 2x points on every purchase

A green checkmark with a blue outline.
Rates as low as 12.75% APR
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Local service and no annual fee
A family of four, including a young boy, are walking through the water.
3x
POINTS
Travel & Entertainment
Rotates Quarterly
A person is pumping gas into a car.
2x
POINTS
Gas & Groceries
All year long
A man in a black apron hands a brown paper bag to a customer.
1x
POINTS
All Purchases
One point per dollar
Triple point categories 
rotate each quarter:

Earn 3x points on restaurant purchases October through December, including:

Take-Out

Bars

Restaurants

Food Delivery Service

& More

A woman is smiling while holding a cell phone.
3x
POINTS
Bill Payments
January-March
A man working on a piece of wood.
3x
POINTS
Home Improvements
April-June
A family of three walking on the beach.
3x
POINTS
Travel & Entertainment
July-September
A woman smiling and holding a sandwich.
3x
POINTS
Restaurants
October-December
Open your account today in
as little as 5 minutes

APR is accurate as of December 18, 2024 and is based on credit worthiness. Competitor rates effective 12/18/2024. The APR will vary with the market based on the Prime Rate as published in the Wall Street Journal. If you are charged interest, the charge will be no less than $1. Minimum cash advance fee of $5. No annual fee and no balance transfer fee. Certain restrictions apply.

2x points on gas and groceries valid on consumer Platinum Rewards credit cards only. The groceries category may exclude Walmart, Sam’s Club, Target, and other discount stores. 0% APR applicable to balance transfers for the first six months the credit card account is open. 1.99% introductory APR for the first 6 billing cycles. Annual Percentage Rate may vary. If you are charged interest, the charge will be no less than $1. APR for purchases and balance transfers will be 12.75% to 18.00% APR after introductory period based on creditworthiness. Cash advance fee will be 12.75% to 18.00% APR. All Annual Percentage Rates will vary with the market based on the Prime Rate. Balance transfers earn rewards points subject to Liberty FCU discretion. Click here to view our Consumer Credit Card Agreement.