Learn how to avoid scams while keeping your identity and finances secure.

If you have been a victim of a scam or other fraud, there are multiple ways you can protect yourself and your financial information. Here are some actions to take if you are a victim of fraud:

Place a Credit Freeze or Fraud Alert

Placing a Credit Freeze or Fraud Alert on your credit reports with the credit bureaus listed below by visiting their websites or over the phone by using the contact information below:

Disputes: 833-395-6941
Fraud Alert line: 800-680-7289
Credit Freeze line: 888-909-8872

Fraud or ID Theft line: 1-888-397-3742

Disputes: 866-349-5191
Fraud Alert line: 888-836-6351
Security Freeze line: 888-298-0045


Identity Protection Pin (IP PIN)

Consider applying for an Identity Protection Pin (IP PIN) with the Internal Revenue Service (IRS) to prevent someone else from fraudulently filing for a tax refund using your name or Social Security Number. You can find more information about an IP PIN on the IRS website at irs.gov.

Enhance Security for Accounts

Add a code word to your Liberty Federal Credit Union (Liberty FCU) account(s). Do not share your code word with others.

Pull Free Credit Report

Consider obtaining a free copy of your credit report at www.annualcreditreport.com or by calling 1-877-322-8228. You can check your credit report to make sure there are not fraudulently opened accounts or loans in your name. If there are fraudulently opened accounts or loans on your credit report, you can dispute these with the four major credit bureaus using the contact information provided above.

Fill Out an Identity Theft Report

If you are a victim of identity theft, consider filing an identity theft report with the Federal Trade Commission at identitytheft.gov.