Learn how to avoid scams while keeping your identity and finances secure.
If you have been a victim of a scam or other fraud, there are multiple ways you can protect yourself and your financial information. Here are some actions to take if you are a victim of fraud:
Placing a Credit Freeze or Fraud Alert on your credit reports with the credit bureaus listed below by visiting their websites or over the phone by using the contact information below:
Fraud Alert line: 800-680-7289
Credit Freeze line: 888-909-8872
Fraud or ID Theft line: 1-888-397-3742
Fraud Alert line: 888-836-6351
Security Freeze line: 888-298-0045
Consider applying for an Identity Protection Pin (IP PIN) with the Internal Revenue Service (IRS) to prevent someone else from fraudulently filing for a tax refund using your name or Social Security Number. You can find more information about an IP PIN on the IRS website at irs.gov.
Add a code word to your Liberty Federal Credit Union (Liberty FCU) account(s). Do not share your code word with others.
Consider obtaining a free copy of your credit report at www.annualcreditreport.com or by calling 1-877-322-8228. You can check your credit report to make sure there are not fraudulently opened accounts or loans in your name. If there are fraudulently opened accounts or loans on your credit report, you can dispute these with the four major credit bureaus using the contact information provided above.
If you are a victim of identity theft, consider filing an identity theft report with the Federal Trade Commission at identitytheft.gov.