Our most popular first-time homebuyer programs include:
Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Rate Match Guarantee available for new purchases and refinanced first mortgage loans of primary residences with conventional conforming financing. Certain product exclusions may apply. Offer valid only for lenders compared in a physical location within 50 miles of any Liberty FCU office. Good Faith Estimate (GFE) and Truth in Lending (TIL) Disclosure from competing lender must be dated and received within three calendar days prior to locking your interest rate at Liberty FCU. The terms of the competing loan must be identical to Liberty FCU’s loan. If the loan does not close within the commitment period, the rate match may be voided. This offer is subject to credit approval and may change or terminate without notice. Offer is not applicable to FHA and VA financing. Rate includes Extra Credit Mortgage discount. Contact a Liberty FCU mortgage loan officer for further details. Purchase Plus $500 Gift Card offer is available on conventional conforming financing of purchases for primary residences only; not available on FHA, USDA, and VA loan programs. Not valid in combination with any other offer. #1 mortgage lender claim based on 2016 Evansville mortgage market share. Loans are subject to credit review and approval. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region. Visit LibertyFCU.org/mortgagecalculator to calculate payments with other terms, balances, or rates. Liberty FCU mortgage lending product availability may vary based on property location.
Discount available on conventional conforming financing of purchases for primary residences only. Offer available for new primary mortgage loans and mortgage loans already established at Liberty FCU when refinanced with at least $10,000 new money. Closing costs may apply. Liberty FCU verifies the past checking history of applicants with ChexSystems, a national consumer reporting network. Information obtained from the report could result in checking account denial. Certain product exclusions may apply. Contact a Liberty FCU mortgage loan officer for further details.
Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 Gift Card. Not valid in combination with any other offer.