Mortgage Programs
Fannie Mae Home Ready

Enjoy the stability and peace of mind of predictable mortgage payments over the life of the loan.

A new home is a major investment. When you partner with Liberty Federal Credit Union, you can enjoy the financing you need while keeping your expenses to a minimum. Our Fannie Mae Home Ready program makes committing to purchasing a home easier.

  • Requires only 3% down payment
  • Down payment can be a gift from a relative
  • Do not have to be a first-time homebuyer
  • Includes a gift card worth up to $500!
Take the first step toward your new home. Apply today!
©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Rates accurate as of [lastbusiness] and are subject to change daily. Conventional conforming financing mortgage rates include Loan Rate Discount. Discount and promotional offers are available on conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region, and all rates listed are specific to their respective mortgage program.
Loans are subject to credit review and approval. Closing costs may apply. Liberty FCU mortgage lending product availability may vary based on property location. A sample principal and interest payment on a (30)-year $500,000 fixed rate loan amount with a 4.375% interest rate (4.443% APR) is $2496.43. Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Actual interest rate may vary based on credit history.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136