Mortgage Programs
Freddie Mac Home Possible
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Your dream home made possible

Many dream of home ownership, but having a large enough down payment can often be a concern. When you partner with Liberty Federal Credit Union, you can enjoy the financing you need while keeping your expenses to a minimum. Our Freddie Mac Home Possible program is a great option for home buyers who don’t have the  necessary funds for a large down payment and live below the Area Median Income.

  • Requires only 3% down payment
  • $2,500 down payment credit may be available
  • Down payment can be a gift from a relative
  • Lower than typical PMI coverage required
  • Receive a gift card worth up to $500!
Take the first step toward your new home. Apply today!
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©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Pending Freddie Mac approval.
Rates accurate as of [lastbusiness] and are subject to change daily. Conventional conforming financing mortgage rates include Loan Rate Discount. Discount and promotional offers are available on conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region, and all rates listed are specific to their respective mortgage program.
Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 Gift Card. Not valid in combination with any other offer. Product offerings may vary by state or region.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136
Liberty Federal Credit Union offers valuable banking solutions including checking accounts, savings accounts, mortgages, auto loans, home equity loans, HELOCs and much more. Bank online or with our mobile app, or visit one of our convenient locations in Indiana, Kentucky, and Tennessee.
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Liberty FCU
P.O. Box 5129
Evansville, IN 47716-5129
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(800) 800-9271
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286377777
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Liberty Federal Credit Union neither endorses nor guarantees any product, service, information, or recommendation made at an external website. An external site’s privacy policy may differ from Liberty Federal Credit Union's. External websites may provide less security than your credit union's website and may not meet the same ADA accessibility guidelines.
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