Make the dream of homeownership a reality

The Homeownership Opportunity Program (HOP) is a grant for qualifying first-time homebuyers at or below 80% Area Median Income (AMI) with down payment and closing cost assistance. Each year, FHLBank Indianapolis members (including Liberty FCU) use these grants to help people make their dream of homeownership a reality.

Must be a first-time homebuyer
Receive up to $20,000 in mortgage assistance
Must be at or below 80% Area Median Income (AMI)

Purchase a single family home, condo, duplex, or modular unit
Contribute a minimum of $500 towards home purchase
Receive a gift card worth up to $500 at closing

Take the first step toward your new home. Apply today!

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©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.

Qualifying households could receive up to $20,000 in assistance with a mortgage from an FHLBank Indianapolis member. Funds are available on first-come, first served basis. Funds are announced each spring.

Rates accurate as of [lastbusiness] and are subject to change daily. Conventional conforming financing mortgage rates include Loan Rate Discount. Discount and promotional offers are available on conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region, and all rates listed are specific to their respective mortgage program.

Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 Gift Card. Not valid in combination with any other offer. Product offerings may vary by state or region.

Federally Insured by NCUA, Equal Housing Lender NMLS #518136

Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.

Federally Insured by NCUA, Equal Housing Lender NMLS #518136

Make the dream of homeownership a reality

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