Mortgage Programs
Lot Loan

The perfect home begins with the perfect location

You’ve found the ideal spot for your dream home. Whether you plan to build right away or wait, Liberty Federal Credit Union can help you finance your purchase. A lot loan from Liberty FCU offers the following benefits:

  • Purchase the spot for your dream home now, build with us later
  • Affordable 20% down payment
  • Low rates and low costs
  • Available for 10 or 15-year fixed rate terms
  • Purchase up to 10 acre properties
  • Seller can pay up to 6% concessions toward closing costs
  • Eligible for Extra Credit rate discount
Take the first step toward your new home. Apply today!
©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Rates accurate as of [lastbusiness] and are subject to change daily. Conventional conforming financing mortgage rates include Loan Rate Discount. Discount and promotional offers are available on conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region, and all rates listed are specific to their respective mortgage program.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136