Mortgage Programs
Refinance

Save money with a refinanced mortgage!

Use your equity for home improvements, vehicles, school tuition, or any other need!

  • Fixed-rate options from 10- to 30-years
  • Multiple ARM options with locked initial terms ranging from 3- to 10-years
  • No closing cost SmartMove Mortgage
Take the first step toward your new home. Apply today!
©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Loan is subject to credit approval. A sample principal and interest payment on a (15)-year $100,000 fixed rate loan amount with a 3.750% interest rate (3.750% APR) and 3% down is $705.41. SmartMove no closing cost offer is available on first mortgage refinance transactions with 80% maximum loan-to-value. Standard closing costs apply to existing Liberty FCU mortgages refinanced within the last 12 months. Existing mortgage loans with Liberty FCU can qualify by increasing existing loan amount by at least $10,000 during the refinance process. Additional costs may apply if escrow and/or title insurance or full appraisal are required. Not available on manufactured homes. Actual interest rate may vary based on credit history. *Automated valuation can be used to support value as long as two comparable sales available. Property insurance required. Other restrictions may apply. Liberty FCU mortgage lending product availability may vary based on property location.
SmartMove Mortgage is subject to credit approval. No closing cost offer is available on first mortgage refinance transactions with 80% maximum loan-to- value. Standard closing costs apply to existing Liberty FCU mortgages refinanced within the last 12 months. Existing mortgage loans with Liberty FCU can qualify by increasing existing loan amount by at least $10,000 during the refinance process. Automated valuation can be used to support value as long as two comparable sales available. Not available on manufactured homes Additional costs may apply if full appraisal, escrow, and /or title insurance are required. Not available on manufactured homes. Actual interest rate may vary based on credit history. The rate cannot be locked until application approval. Property insurance required. Other restrictions may apply. Liberty FCU mortgage lending product availability may vary based on property location.
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136