Take advantage of an easier way to refinance

©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.

SmartMove Mortgage is subject to credit approval. No closing cost offer is available on first mortgage refinance transactions with 80% maximum loan-to- value. Standard closing costs apply to existing Liberty FCU mortgages refinanced within the last 12 months. Existing mortgage loans with Liberty FCU can qualify by increasing existing loan amount by at least $10,000 during the refinance process. Automated valuation can be used to support value as long as two comparable sales available. Not available on manufactured homes Additional costs may apply if full appraisal, escrow, and /or title insurance are required. Not available on manufactured homes. Actual interest rate may vary based on credit history. The rate cannot be locked until application approval. Property insurance required. Other restrictions may apply. Liberty FCU mortgage lending product availability may vary based on property location.

Rates accurate as of [lastbusiness] and are subject to change daily. Conventional conforming financing mortgage rates include Loan Rate Discount. Discount and promotional offers are available on conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region, and all rates listed are specific to their respective mortgage program.

Federally Insured by NCUA, Equal Housing Lender NMLS #518136

Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.

Federally Insured by NCUA, Equal Housing Lender NMLS #518136