Get lower interest rates for up to two years

Don’t let interest rates stop you from achieving homeownership! Buying a home can be more affordable when your home loan contains a buydown. This feature provides you with lower interest rates for the first one to two years of your mortgage, so you'll have lower monthly payments during the first years in your new home.

Interest rate will be 2% lower than your permanent rate for the first 12 months.

After first 12 months, rate will be 1% below permanent rate

Take the first step toward your new home. Apply today!

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©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.

Rates accurate as of [lastbusiness] and are subject to change daily. Conventional conforming financing mortgage rates include Loan Rate Discount. Discount and promotional offers are available on conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region, and all rates listed are specific to their respective mortgage program.

Eligible borrowers must still be qualified at the final note rate. Additional eligibility requirements and restrictions may apply. Amount must be considered in seller contribution limits in accordance with FNMA, FHLMC, VA and FHA guidelines.

All loan programs, rate terms and conditions are subject to change at any time without notice. Property insurance required. Minimum loan amount may apply. Other restrictions may apply.

Federally Insured by NCUA, Equal Housing Lender NMLS #518136

Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.

Federally Insured by NCUA, Equal Housing Lender NMLS #518136

Get lower interest rates for up to two years

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