Mortgage Programs
USDA Rural Housing Loan

Let Liberty FCU help you purchase a home outside the city limits

If you’re looking for a home outside the city limits, you can find value in a home program designed for rural life. The USDA home loan is one of the most popular mortgage options available for rural and suburban homebuyers. USDA loans come with significant benefits that provide buyers the opportunity to achieve loan terms that no other program can offer.

  • 100% financing available
  • No down payment required
  • Fixed interest rates
  • Small towns, suburbs, and exurbs of major cities may qualify
  • Receive a gift card worth up to $500!
Take the first step toward your new home. Apply today!
©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Loans are subject to credit review and approval. A sample monthly payment on a 30-year fixed loan amount, based on a $100,000 purchase price with $3,500.00 down (3.5% minimum down payment required), no points, monthly payments based on an interest rate of 3.75% interest rate, is $463.12. The payment listed does not include property taxes or homeowners insurance, MI is included. The rate may vary depending on each individual’s credit history and underwriting factors. All loan programs, rate terms and conditions are subject to change at any time without notice. Not available on manufactured homes. Property insurance required. Minimum loan amount may apply. Other restrictions may apply. Liberty FCU mortgage lending product availability may vary based on property location.
Rates accurate as of [lastbusiness] and are subject to change daily. Conventional conforming financing mortgage rates include Loan Rate Discount. Discount and promotional offers are available on conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region, and all rates listed are specific to their respective mortgage program.
Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 Gift Card. Not valid in combination with any other offer. Product offerings may vary by state or region.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136