Mortgage Programs
VA Loan

Serving those who have served our country

Available to veterans, service members, and military families, this flexible loan comes with significant benefits that open the door of homeownership to veterans. VA loans require no down payment or private mortgage insurance. They feature competitive rates and terms, plus they allow homeowners to purchase a home with little-to-no money out of pocket.

  • Available with no down payment for purchases
  • Fixed interest rates
  • Owner occupied, 1-4 units, PUDs, and warrantable condos may be financed
  • Up to 100% loan to value for refinances; 90% LTV for cash-out refinances
  • Seller may pay up to 4% of the buyer’s closing costs, including pre-paids such as property taxes, insurance, and homeowner’s association dues
Take the first step toward your new home. Apply today!
©2004 - 2024 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Liberty FCU will pay your appraisal fee up to $750 now through April 30.
Rates accurate as of [lastbusiness] and are subject to change daily. Conventional conforming financing mortgage rates include Loan Rate Discount. Discount and promotional offers are available on conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region, and all rates listed are specific to their respective mortgage program.
Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 Gift Card. Not valid in combination with any other offer. Product offerings may vary by state or region.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136
Loans are subject to credit review and approval. Loan amounts of $726,200 – $2,500,000.
Federally Insured by NCUA, Equal Housing Lender NMLS #518136