Now Accepting
Real-Time Payments!
A faster, more convenient way to receive money
Transfers occur in real time
Money sent to your account will be available to use within seconds.
Two women holding popcorn and a cell phone.
Available 24/7
Deposits will be reflected in your account balance immediately.
Offers enhanced security
Real-time payments are ideal for direct deposits, transfers from other institutions, payments from P2P apps, and more!

Instant Payments FAQs

What are "Instant Payments"?
Why is LFCU participating in the RTP and FedNow networks?
Can I send an instant payment?
Is there a fee to receive instant payments?
How secure are my incoming instant payments?
How are Instant Payments different from the other payment methods I use today?

Available for select account types only. Although LFCU does not charge fees to receive real-time payments, the sending bank could charge the sender a fee. Funds received on or after 8:00 p.m. CT may not be available until the following business day.