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Credit Cards
Transfer your debt and save with 
our Platinum Prime Plus credit card!
HOW MUCH CAN YOU SAVE?

Check out this example using $4,000 balance and $100 monthly payments

Savings Example
Card Holder
Liberty FCU Prime Plus
Target RED card
Chase Freedom
Apple Card
Discover it Card
Minimum APR
11.00%
29.95%
19.99%
18.74%
17.74%
Time to Pay Off
47 months
260 months
67 months
64 months
61 months
Interest Paid
$693
$21,949
$2,644
$2,324
$2,098
Amount Saved with Liberty FCU
$21,215
$1,951
$1,631
$1,405

Comparison chart courtesy of Credit Karma Debt Repayment Calculator. Liberty FCU example includes six months 
at 0% APR, which is applicable to balance transfers on new cards only.

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Platinum Prime Plus
Liberty FCU’s Prime Plus credit card offers 
our guaranteed lowest rate!
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Rates as low as 11.00% APR
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Local service and no annual fee
A blue Liberty FCU platinum rewards credit card.
Open your account today in
as little as 5 minutes!

Frequently Asked Questions

How is interest calculated on balance transfers?
If I transfer a balance from another credit card, will you automatically close that card?
How long does it take for a balance transfer to be processed?
What information do I need to transfer a balance?
How do I request a balance transfer?

Source: Comparison chart courtesy of Credit Karma Debt Repayment Calculator. Liberty FCU example includes six months at 0% APR, which is applicable to balance transfers on new cards only. Liberty FCU rate accurate as of 10/18/2024. Competitor rates effective 10/15/2024.

‍0% APR applicable to balance transfers for the first six months the credit card accounts is open. 1.99% introductory APR for the first six billing cycles. Annual Percentage Rate may vary. If you are charged interest, the charge will be no less than $1. APR for purchases and balance transfers will be 11.0% to 18.00% APR after introductory period based on creditworthiness. Cash advance fee will be 11. to 18.00% APR. All Annual Percentage Rate will vary with the market based on the Prime Rate. All payoff calculations assume there are no additional charges, cash advances, balance transfers, or other transactions that would increase the credit card balance.

The double points category may exclude Walmart, Sam’s Club, Target, and other discount stores. Balance transfers earn rewards points subject to Liberty FCU discretion. Click here to view our Consumer Credit Card Agreement and a comprehensive list of rates and fees.