Debit card purchases, online and mobile banking logins, and eStatement enrollment calculated by post date. Some requirements apply. ATM transactions do not qualify as debit card purchases. ATM fee reimbursement limited to $15 per account per month and is not paid if all requirements are not met. Bonus points not awarded if all services are not used or if fewer than 15 debit purchases post in the month. APR is accurate as of October 18, 2024 and is based on creditworthiness. The APR will vary with the market based on the Prime Rate as published in the Wall Street Journal. If you are charged interest, the charge will be no less than $1. Minimum cash advance fee of $5. No annual fee and no balance transfer fee. Certain restrictions apply. The double points category excludes Walmart, Sam’s Club, Target, and other discount stores. 0% APR applicable to balance transfers for the first six months the credit card account is open. 1.99% introductory APR for the first 6 billing cycles. Annual Percentage Rate may vary. If you are charged interest, the charge will be no less than $1. APR for purchases and balance transfers will be 11.00% to 18.00% APR after introductory period based on creditworthiness. Cash advance fee will be 11.00% to 18.00% APR. All Annual Percentage Rates will vary with the market based on the Prime Rate. Click here to view our Consumer Credit Card Agreement.