Check out this example using a $4,000 balance and $100 monthly payments!


When you open a new Liberty FCU credit card account, you’ll also enjoy:

Credit Transfer 3

Plus rates as low as 11.50% APR and friendly, local service!

Transfer your balance and save today!

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Pre-qualified status: Information from a credit bureau was used in connection with this offer. You received this offer because you satisfied certain credit union criteria for creditworthiness as of the date of the credit bureau information. If you respond to this offer but do not meet the criteria for prequalification at the time of your application, we may not be able to extend credit to you.

You have the right to prohibit the use of information contained in your credit file with any consumer credit reporting agency in connection with any credit transaction that is not initiated by you.

You may contact any of the credit reporting agencies by calling 1-888-5-OPT OUT (567-8688) or write to them at the addresses below:

Experian Information Systems, P.O. Box 919, Allen, TX 75013-0919
TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505
Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123


1Competitor rates accurate as of 12/17/2022. Comparison chart courtesy of Credit Karma Debt Repayment Calculator. Liberty FCU example includes six months at 0% APR, which is applicable to balance transfers on new cards only.

Content accurate as of 12/17/2022. 0% APR applicable to balance transfers for the first six months the credit card account is open. Liberty FCU example includes six months at 0% APR, which is applicable to balance transfers on new cards only. For all other purchases, 1.99% introductory APR for the first 6 billing cycles. Annual Percentage Rate may vary. If you are charged interest, the charge will be no less than $1. A non-rewards card option is also available. APR for purchases and balance transfers will be 11.50% to 18.00% APR after introductory period based on creditworthiness. During the introductory period that extends the first six billing cycles, the APR for new purchases will be 1.99% and the APR for balance transfers will be 0%. Cash advance fee will be 11.50% to 18.00% APR. All Annual Percentage Rates will vary with the market based on the Prime Rate. All payoff calculations assume there are no additional charges, cash advances, balance transfers, or other transactions that would increase the credit card balance. The double points category may exclude Walmart, Sam’s Club, Target, and other discount stores. Click here to view our Consumer Credit Card Agreement and a comprehensive list of rates and fees.