Investor Checking is a free account that offers tiered earnings based on our money market rates.
When you open a money market savings account, you’ll earn higher dividends than a traditional savings account without locking up your cash like a certificate.
Your earnings are sheltered from taxes—allowing your money to grow faster than funds in an ordinary savings account.
At Liberty FCU, you’ll find all the features you’re looking for in an IRA:
We have savings accounts suited for your needs:
Our HSAs do not have an annual maintenance fee and offer the following benefits:
Certificates are a great way to earn safe, guaranteed returns, with a low minimum of $1000 and high dividend rates.
Members who qualify based on dividends earned or mortgage interest paid will receive separate forms before January 31 for tax-reporting purposes. Those holding IRAs, CESAs, and/or HSAs will receive individual IRS reporting forms.
Take advantage of low rates, local service, and a valuable rewards program. Or, you can opt for an even lower rate. The choice is yours!
A personal loan requires no collateral, but still offers a low interest rate, comfortable terms, and fast, convenient service.
At Liberty Federal Credit Union, we offer all of the features you’re looking for in an auto loan—with no application fee.
Liberty FCU has partnered with Credit Union Student Choice in offering our members a valuable student lending solution!
Liberty FCU can help you get the extra cash you need by letting you postpone up to two monthly loan payments per year without hurting your credit!
Are you looking to purchase a manufactured home on that perfect piece of property but are having a hard time finding financing? We have multiple fixed rate options for manufactured homes with as little as 5% down.
*Restrictions apply. See page for full details.
Liberty FCU is proud to offer government mortgage product financing, including FHA, USDA, and VA. Our team is here to help your clients understand the various options available to find the best program for their needs. Contact any Liberty FCU mortgage loan originator or visit us online to learn more.
This mortgage option is a way for us to give back to some of those who play vital roles in our local communities so they can enjoy the dream of home ownership.
*Restrictions apply. See page for full details.
This mortgage solution helps first-time homebuyers achieve the dream of homeownership. Plus, there are no borrower geographic or income restrictions.
*Restrictions apply. See page for full details.
Want to remodel your kitchen or add a bathroom? Our Liberty FCU renovation loan would be perfect for you to accomplish all your fixer-upper needs!
*Restrictions apply. See page for full details.
The rate is locked from the beginning which guarantees you a low rate for the life of the loan
*Restrictions apply. See page for full details.
This great purchase program allows us to help place more buyers into homes they deserve. LF100 offers great benefits, including 100% financing and multiple term options for those who qualify.
*Restrictions apply. See page for full details.
Our Fannie Mae Home Ready program makes committing to purchasing a home easier. It gives homeowners the stability and peace of mind by providing predictable mortgage payments over the life of the loan.
*Restrictions apply. See page for full details.
Our Pole Barn Home loan program is designed specifically with the needs of you, the homebuyer, in mind.
*Restrictions apply. See page for full details.
Lock in a low, fixed rate for the life of your mortgage.
*Restrictions apply. See page for full details.
Our adjustable rate mortgage programs may help you enjoy a lower rate.
*Restrictions apply. See page for full details.
Our construction loan program can make your dream home a reality.
*Restrictions apply. See page for full details.
Liberty FCU offers programs to help you lower your payment, shorten your term, or both, including:
Our popular SmartMove Mortgage lets you refinance your existing mortgage to a low rate.
Need cash for a large expense? Enjoy a great rate when you take advantage of your home’s equity.
Whether you plan to build right away or wait, we can help you get started.
Use your home’s equity as a down payment on your new purchase.
Liberty FCU offers programs to help you purchase or refinance your condo.
Purchase your new home with no PMI.
*Restrictions apply. See page for full details.
Purchase your new home with no PMI.
*Restrictions apply. See page for full details.
Let the builder of your choice design your perfect home, and Liberty FCU will take care of your end financing needs.
*Restrictions apply. See page for full details.
This mortgage program is a great option if you don’t have a large income.
*Restrictions apply. See page for full details.
Lack a large down payment? Liberty FCU’s Simple Solutions mortgage program offers considerable benefits versus an FHA loan.
*Restrictions apply. See page for full details.
Assistance is limited. Contact us about the Home Ownership Opportunities program today at (812) 469-9928 or 1-800-800-9271.
This program is available to residents, fellows, new, and established physicians alike.
*Restrictions apply. See page for full details.
Liberty FCU’s Jumbo Loan program can help you secure your large mortgage.
*Restrictions apply. See page for full details.
Our FHA program can make your dream of home ownership a reality!
Looking for a home outside the city limits? A USDA Rural Housing Loan may be right for you.
The VA loan is available to eligible veterans and active-duty military personnel.
Simply tap, snap, and deposit your check into your Liberty FCU account with Check Deposit available in the More tab!
Reserve time at any branch to open an account, apply for a loan, and more with Schedule an Appointment available in the More tab!
View your progress with Checking Rewards available in the More tab!
Misplace your card? Instantly disable it with Card Controls available in the More tab!
Find credit-based Loan Offers exclusively for you—now available in the More tab!
Our new Reset My PIN feature is now available in the Liberty FCU app More tab
This powerful tool lets you view and manage all your accounts—even those outside of the credit union!
Liberty FCU’s free online banking service offers the ultimate account access, control, and security on one simple screen.
Use your Liberty FCU reloadable prepaid card almost anywhere you make purchases, including those made online or by phone. Plus, you will enjoy all the security and protections you expect from a Mastercard—including disputed charge resolution, zero liability for fraudulent transactions, and replacement of a lost or stolen card.
Looking for the perfect gift? Your family and friends will love Mastercard® Gift Cards—available now at any Liberty FCU office for only $2.00 per card!
Help protect the environment and your account information with eStatements, Liberty FCU’s free online statement service. With eStatements, your statements are available online anytime.
Liberty FCU provides overdraft protection services to ensure you have the purchasing power you deserve whenever and wherever you need it.
Looking to take control of your finances? Liberty FCU’s online banking and Liberty FCU Mobile feature Money Management—a powerful financial management tool designed to help you keep your financial goals within reach.
You’ll earn valuable points redeemable for brand-name merchandise, cash back, gift cards, or travel with every qualifying purchase you make with your qualifying Liberty FCU debit or credit card.
Use Apple Pay™ and your Liberty FCU debit and credit cards to pay the easy, secure, and private way at hundreds of thousands of stores and participating apps.
Now you are able to deposit checks anytime, from anywhere with check deposit! This feature of online and mobile banking allows you to deposit a check into your Liberty FCU account via smart phone, tablet, or computer scanner.
If you’re a Liberty FCU member who travels or lives away from one of our branches, you’ll be pleased to know that the credit union is among thousands of other credit unions all across the country who offer their members more convenience by sharing locations.
You’ll know they’re safe when you store them in a safe deposit box at Liberty FCU.