Fixed Rate Blended Jumbo

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A Jumbo Loan—without a Jumbo Rate

Looking to finance a larger home, but don’t want to pay a larger mortgage rate? When you partner with Liberty Federal Credit Union, you can enjoy the financing you need while keeping your expenses to a minimum. Our popular Fixed Rate Blended Jumbo Loan program allows you to minimize the interest rate on your jumbo purchase.

  • First mortgage up to $766,550
    • 15 year, 20 year, 25 year, and 30 year Conforming Fixed Rate
  • Second mortgage options also available
    • Fixed (Balloon Note) Rate tied to Prime
  • Qualifications
    • 90% Total Loan-to-Value Available
    • 43% Maximum Debt-to-Income
    • 680 Minimum Credit Score

You’ll also enjoy the standard benefits of financing your home with the credit union–including a gift card worth up to $500! Apply today online or at any Liberty FCU location.

Apply for a Fixed Rate Blended Jumbo loan today! Apply Today

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What information will Liberty FCU need to process my application?
  • Prior two years addresses and dates of residence.
  • Social Security number or tax ID.
  • Driver’s license or state issued identification card.
  • Prior two years employment information including employer contact and dates of employment.
  • Most recent W2 and pay stub for all income sources.
  • Two years federal tax returns, including tax applicable schedules if you are self-employed, have rental income, farm income or additional non-W2 reported income.
  • Alimony, child support or separate maintenance documentation if you wish to have it considered as basis for repaying this obligation.
  • Additional information may be required such as Divorce decree (if applicable) and/or proof of extra income such as rental income, dividends, Social Security, retirement, disability, pension, or welfare (supporting documentation is required).
  • Balance owed on all liens attached to the property including all mortgages as well as any home equity loans or lines of credit.
  • Most recent mortgage statement (if applicable).
  • Most recent property tax bill.
  • Most recent hazard insurance declaration page.
  • Most recent flood insurance declaration page (if applicable).

Rates accurate as of February 23, 2024 and are subject to change throughout the day. All mortgage rates include Extra Credit Discount.

©2004 – 2023 Liberty Federal Credit Union. All rights reserved. Liberty FCU mortgage lending product availability may vary based on property location. Loans are subject to credit review and approval. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Rates accurate as of 01/04/24 and are subject to change daily. Conventional conforming financing mortgage rates include Loan Rate Discount. Discount and promotional offers are available on conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or region, and all rates listed are specific to their respective mortgage program. Visit LibertyFCU.org/mortgagecalculator to calculate payments with other terms, balances, or rates. This mortgage will be serviced by investor. Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 Gift Card. Not valid in combination with any other offer. Product offerings may vary by state or region. Federally Insured by NCUA, Equal Housing Lender NMLS #518136