- Convenient one-time close can save you thousands
- Down payment as low as 5% up to $970,800 loan amount
- 12-month construction period
- Terms up to 30 years
- Jumbo loan financing available
- Second home construction available. Additional restrictions apply.
- Receive up to a $500 gift card at closing*
Take the first step toward your dream home. Contact Liberty FCU today at (812) 469-9928 or 1-800-800-9271.
*Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 Gift Card. Not valid in combination with any other offer.
- Prior two years addresses and dates of residence.
- Social Security number or tax ID.
- Driver’s license or state issued identification card.
- Prior two years employment information including employer contact and dates of employment.
- Most recent W2 and pay stub for all income sources.
- Two years federal tax returns, including tax applicable schedules if you are self-employed, have rental income, farm income or additional non-W2 reported income.
- Alimony, child support or separate maintenance documentation if you wish to have it considered as basis for repaying this obligation.
- Additional information may be required such as Divorce decree (if applicable) and/or proof of extra income such as rental income, dividends, Social Security, retirement, disability, pension, or welfare (supporting documentation is required).
- Balance owed on all liens attached to the property including all mortgages as well as any home equity loans or lines of credit.
- Most recent mortgage statement (if applicable).
- Most recent property tax bill.
- Most recent hazard insurance declaration page.
- Most recent flood insurance declaration page (if applicable).
Loans are subject to credit review and approval. Fixed- and adjustable-rate purchase and construction loans listed require a minimum 5% down payment. Closing costs may apply. A sample principal and interest payment on a (30)-year $150,000 fixed rate loan amount with a 4.375% interest rate (4.443% APR) and 5% down is $711.48. Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Actual interest rate may vary based on credit history. $500 gift card offer valid on purchases or construction of primary residences only. Liberty FCU mortgage lending product availability may vary based on property location.