You may choose to stop receiving “pre-screened” credit offers by calling toll-free 1-888-567-8688.
PRESCREEN & OPT-OUT NOTICE
Pre-qualified status: Information from a credit bureau was used in connection with this offer. You received this offer because you satisfied certain credit union criteria for creditworthiness as of the date of the credit bureau information. If you respond to this offer but do not meet the criteria for loan prequalification at the time of your application or if you do not provide the required vehicle collateral, we may not be able to extend credit to you.
You have the right to prohibit the use of information contained in your credit file with any consumer credit reporting agency in connection with any credit transaction that is not initiated by you.
You may contact any of the credit reporting agencies by calling 1-888-5-OPT OUT (567-8688) or write to them at the addresses below:
- Experian Information Systems, P.O. Box 919, Allen, TX 75013-0919
- TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505
- Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123
OTHER IMPORTANT INFORMATION
1 Offer valid on applications now through December 31 when funded by December 31. Purchase and refinanced personal auto loans only with a maximum term of 63 months. Existing Liberty FCU loans are not eligible. Vehicles must be 2016 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). Federally Insured by NCUA. Equal Housing Lender. All borrowers must be currently employed or receiving regular, monthly, verifiable income. Liberty FCU verifies the past checking history of applicants with ChexSystems, a national consumer reporting network. Information obtained from the report could result in checking account denial. Discounts not available on rates matched against local competitors. Not available on lines of credit, credit cards, student loans, certificate or share pledge, or any special lending programs. Dealership credit bureaus not accepted.
2 $100 will be deposited into your regular share account established under the same member number as your loan after the first payment is received. Loans that are paid off within 30 days of opening will not qualify.
3APR is Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan. Your rate can be higher or lower depending on credit performance. Financing up to the retail value of the auto is available. Rate is subject to change without notice. Payments on a loan at 6.22% APR for 63 months would be $17.00 per $1,000 borrowed.
Credit may not be extended if, after you respond, we find that you do not meet the following criteria, including but not limited to, length of employment, your income, debt status, and ability to pay in relation to the loan amount requested. Additional criteria may apply. We can cancel this offer if you do not meet the criteria established in this offer.
Auto loans currently financed through the credit union cannot be refinanced with this offer
This offer is valid on loans of $12,000 or more only.
Offer expires on December 31, 2022.